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Mortgage Loan Officer - Salt Lake City, UT

Quick Facts
Company Name:Deseret First Credit Union
Location:Salt Lake City, UT
Employment Type:Full Time
Pay:DOE
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Description

There's a reason we've won so many awards for being one of the best companies to work for! We invite you to apply to join our family, and here's what's in it for you:

  • 11 paid holidays
  • A positive atmosphere and co-workers that truly care
  • Benefits, perks, and discounts worth a double-take
  • Competitive compensation
  • Enjoyable activities and wellness initiatives

Duties and Responsibilities:

  • Advises borrowers on financial status and discuss financing objectives and goals
  • Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet credit union and governmental standards
  • Evaluates acceptability of loan to corporations that buy real estate loans on secondary mortgage markets
  • Work with Mortgage Department staff to ensure file is submitted to underwriting in a timely manner
  • Stays in contact with and keeps the borrower informed from loan application through funding, requesting additional information as needed
  • Develops and maintains relationships with companies and individuals within the real estate community promoting the credit union
  • Cross-sells other credit union services
  • Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending. Ensure all compliance requirements, including credit union policies and procedures, are met
  • Produce assigned loan volume (dollars and/or numbers)
  • Maintain a professional work environment and business like appearance
  • Assist others within and outside the department as needed
  • In a timely manner, respond to borrower inquiries received through phone, branch, or online applications
  • Performs other duties as assigned

Qualifications:

  • Required: High School diploma or equivalent and 1-3 years of experience
  • Preferred: Two-year college degree or completion of a specialized course of study at a business or trade school and 2-5 years of experience
  • Active NMLS number is required

Competencies:

  • A significant level of trust and diplomacy is required in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary
  • Excellent communication and Interpersonal skills
  • Ability to sell mortgage loans to members by explaining and communicating loan products and services of the credit union
  • Maintains confidentiality
  • Good time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
  • Must have the ability to read and interpret documents such as real estate purchase contracts, loan program guidelines, tax returns, income documentation, credit reports and preliminary title reports.

Computer Skills:

  • Basic word processing and computer skills required
  • Knowledge of Calyx Software is helpful


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